Protection Calculator

Get a personalised estimate in minutes, and see what your family could be covered for.

Amara Protect

Protection Needs Calculator

Get a simple estimate of the financial protection your family may need, based on the information you provide.

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Let's start with you

A few details will help us make the estimate more relevant to your situation.

Which best describes you?

Single

Couple

Family

Your age

Number of children

Your home

Your home may be one of the biggest financial commitments your family has.

Do you have a mortgage?

Mortgage remaining (£) Enter 0 if you do not have a mortgage.

Monthly rent (£) If you rent, we'll use your rent as part of the estimate.

Family living costs

Think about the everyday costs your household would still need to meet if your income was no longer available.

Monthly household costs (£) Food, bills, transport and other regular household costs.

Years of support needed How long your family may need financial support.

We'll calculate your estimated household support requirement from your monthly costs and the number of years selected.

Your children's future

If you have children, you may want to allow for future education, childcare or other important costs.

Estimated future costs for children (£) This could include education, childcare or other future support.

If you don't have children, simply leave this at £0.

Existing debts

Outstanding debts may still need to be paid even when circumstances change.

Total outstanding debts (£) Include personal loans, credit cards, car finance and other debts.

Final expenses & financial buffer

You can allow for final expenses and an additional financial buffer to help your family handle unexpected costs.

Final expenses (£) For example, funeral and other final expenses.

Financial buffer (£) An additional amount for unexpected financial pressure.

Review your information

Check your figures before we calculate your estimated protection need.

Your result is an estimate based on the information you provide. It is not a quotation or a recommendation of how much cover you should buy.

Your estimated protection need

Based on the information you provided, your household may need approximately the following level of financial protection.

Estimated protection need

£0

How your estimate is made up

Home / mortgage £0

Family living costs £0

Children's future costs £0

Existing debts £0

Final expenses £0

Financial buffer £0

Want to talk it through?

Every family's circumstances are different. A conversation with an Amara Protect adviser can help you understand your options and what may be appropriate for your circumstances.

Book a conversation

This calculator provides an illustrative estimate only. It does not constitute financial advice, a recommendation, a quotation or an assessment of eligibility. Your actual protection needs will depend on your individual circumstances and should be discussed with a suitably qualified adviser.